Privacy Policy

Innovation Risk Website Privacy Statement

Innovation Risk believes that privacy is important to the success and use of the Internet. This Policy establishes Innovation Risk's Privacy Statement for Innovationrisk.global. This policy may change occasionally based on alterations made to the features and applications of the site. Therefore, please review the policy periodically.

How is information collected, used, and disclosed?

We do not collect personal information, including your e-mail address, unless we first ask you for it. On some of our pages, we may request that you voluntarily supply us with information, so that we may enhance the site's value to you, in order to provide you with information or services online, or in order that we might follow up with you after your visit. Providing information is based solely on your discretion.

If you have voluntarily provided information, you consented to the collection and use of your personally identifiable information as described in this Privacy Statement. In some circumstances, Innovation Risk may share information you voluntarily provide us with trustworthy business partners. This may include your personally identifiable information being transferred to and processed in other countries outside of the Innovation States or the European Union whose laws governing data protection may be less stringent than the laws in your country. We do not sell or rent personal information collected through this site to anyone. Also, Innovation Risk may provide aggregate statistics about visitors to our sites, such as volume, traffic patterns, and related site information to reputable third-party vendors, but these statistics will include no personally identifiable information.

Innovation Risk may also disclose information in special cases when we have a good faith belief that such action is necessary under the following circumstances:

Conform to legal requirements or comply with legal process

Protect and defend our rights or property

Enforce the standard website terms and conditions of use

Act to protect the interests of our users or others.

What are cookies and how are they used?

Some areas of the Innovation Risk site, like many other commercial websites, may utilize a standard technology called "cookies" to collect information about how our site is used. Cookies were designed to help a website operator determine that a particular user had visited the site previously and thus save and remember any preferences that may have been set while the user was browsing the site. Cookies are small strings of text that websites can send to your browser. Cookies cannot retrieve any other data from your hard drive or obtain your e-mail address. If you are simply browsing a Innovation Risk informational site, a cookie may be used to identify your browser as one that has visited the site before.

We may also make use of memory-based cookies in support of authenticating the user of certain Innovation Risk web applications. Although you have the ability to modify your browser to either accept all cookies, notify you when a cookie is sent, or reject all cookies, it may not be possible to utilize Innovation Risk services which require registration if you reject cookies.

What are your choices regarding collection, use, and distribution of your information?

If you have voluntarily provided information, you consented to the collection and use of your personally identifiable information as described in this Privacy Statement. If, in connection with your use of a particular service, we ask to use your data in a way not described in this Privacy Statement and you do not wish to permit that use, you can choose not to use the particular service. If you have voluntarily provided personally identifiable information, we may, from time to time, send you mail or e-mail regarding products and services. If you do not want to receive such offers and mailings, you can easily indicate that by emailing info@Innovationrisk.global.

How can you correct, access, and update your information?

The EU GDPR (General Data Protection Regulation) affords residents of the European Union certain rights regarding their personally identifiable information. These rights include updating, modifying, deleting, or obtaining a copy of the personal information that we hold on you; or restricting or stopping us from using any of the personally identifiable information which we hold about you. In case you change your mind or some personally identifiable information changes (such as your zip code or e-mail address), we will try to provide a way to correct, update, or remove the personally identifiable information you give us. You may obtain and edit your personally identifiable information at any time by emailing info@Innovationrisk.global.

How do we protect your information?

We exercise great care to protect your personally identifiable information. This includes, among other things, using industry standard techniques such as firewalls, encryption, intrusion detection and site monitoring. Unfortunately, no data transmission over the Internet can be guaranteed to be 100% secure. As a result, while we strive to protect your personally identifiable information, we cannot ensure or warrant the security of any information you transmit to us or receive from us. This is especially true for information you transmit to us via e-mail. We have no way of protecting that information until it reaches us. Once we receive your transmission, we make our best effort to ensure its security on our servers.

Internally, we will restrict access to your personally identifiable information to employees who need access to the information in order to do their jobs. These employees are limited in number, and are committed to our privacy policies.

If you are using the Innovation Risk site for customer or producer functionality and therefore have chosen or been assigned a password, we recommend that you do not divulge your password to anyone. We will never ask you for your password in an unsolicited phone call or in an unsolicited e-mail. Also remember to sign out of the registered site and close your browser window when you have finished your work. This is to ensure that others cannot access your personal information and correspondence if others have access to your computer.

Innovation Risk sites may contain links to other sites, including those of our business partners. While we seek to link only to sites that share our high standards and respect for privacy, we are not responsible for the privacy practices employed by other sites.

We welcome your views about our website and our Privacy Policy. If you would like to contact us with any queries or comments please emailing info@Innovationrisk.global.

Terms and Conditions

Your Agreement

1. Acceptance of our Terms

By visiting the website Innovationrisk.global (the “Innovation Risk Site”), viewing, accessing or otherwise using any of the services or information created, collected, compiled or submitted to Innovation Risk or to the Website, you agree to be bound by the following Terms and Conditions of Service (“Terms”). If you do not agree to, you are not authorized to visit the Innovation Risk Site and your only option is not to visit, view or otherwise use the services of Innovation Risk or the Website. You understand, agree and acknowledge that these Terms constitute a legally binding agreement between you and Innovation Risk and that your use of the Innovation Risk Site confirms your conclusive acceptance of this agreement.

2. Changes

You agree and acknowledge that Innovation Risk reserves the right in its sole discretion to modify, improve or discontinue any of its services or Terms at any time without notice to you even if it may result in you being prevented from accessing any information contained in the Innovation Risk Site. Continued use of the Innovation Risk Site following any change to our services or Terms constitutes your acceptance of those changes. Furthermore, you agree and acknowledge that Innovation Risk may provide services to you through subsidiaries or affiliated entities.

3. Proprietary Rights

You acknowledge and agree that the Innovation Risk Site may contain proprietary and confidential information including trademarks, service marks and patents protected by intellectual property laws and international intellectual property treaties. Innovation Risk authorizes, and the Innovation Risk Site permits you to view and make a single copy of portions of its content for offline, personal, non-commercial use. Our content may not be sold, reproduced, or distributed without our written permission. Any third-party trademarks, service marks and logos are the property of their respective owners. InnovationRisk claims no copyright in any government or other public domain content that may be on the Innovation Risk Site. Any further rights not specifically granted herein are expressly reserved to Innovation Risk.

4. Submitted Content

At times you may submit concepts, know-how, techniques, suggestions, and materials (collectively “Submission(s)”). Except as expressly provided in our Privacy Policy, in a separate written agreement between you and Innovation Risk, or otherwise expressly stated, by submitting any Submission, whether solicited by us or not, you are automatically granting Innovation Risk a royalty-free, perpetual, non-exclusive, unrestricted, worldwide license to use, reproduce, modify, adapt, publish, translate, publicly perform and display, create derivative works from and distribute such materials and/or ideas or incorporate such materials and/or ideas into any form, medium, or technology now known or later developed.

5. Termination of Agreement

The Terms of this agreement will continue to apply in perpetuity until terminated by either party without notice at any time for any reason. Terms that are to continue in perpetuity shall be unaffected by the termination of this agreement.

Disclaimer

THE INNOVATION RISK SITE AND ALL MATERIALS, INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE INNOVATION RISK SITE (THE “CONTENT”) ARE PROVIDED “AS IS” AND “AS AVAILABLE” FOR YOUR USE. THE INNOVATION RISK SITE INCLUDING CONTENT ARE PROVIDED WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. INNOVATION RISK DOES NOT WARRANT THAT THE INNOVATION RISK SITE AND CONTENT ARE ACCURATE, COMPLETE, RELIABLE, CORRECT, OR FREE FROM ERROR OR OMISSIONS; THAT THE INNOVATION RISK SITE WILL BE AVAILABLE AT ANY PARTICULAR TIME OR LOCATION; THAT ANY DEFECTS OR ERRORS WILL BE CORRECTED; OR THAT THE INNOVATION RISK SITE AND CONTENT ARE FREE OF VIRUSES OR OTHER HARMLESS COMPONENTS. INNOVATION RISK EXPRESSLY DISCLAIMS ANY AND ALL WARRANTIES OF TITLE AND/OR NON-INFRINGEMENT RELATED TO THE INNOVATION RISK SITE. YOUR USE OF THE INNOVATION RISK SITE IS SOLELY AT YOUR OWN RISK.

7. Limitation of Liability

You understand and agree that under no circumstances will Innovation Risk and any of its subsidiaries or affiliates be liable for any direct, indirect, incidental, consequential, or exemplary damages. This includes, but is not limited to damages for loss of profits, business interruption, business reputation or goodwill, loss of programs or information or other intangible loss arising out of the use of or the inability to use the service, or information, or any permanent or temporary cessation of such service or access to information, or the deletion or corruption of any content or information, or the failure to store any content or information whether the alleged liability is based on contract, tort, negligence, strict liability or some other basis. The above limitation shall apply whether or not Innovation Risk has been advised of or should have been aware of the possibility of such damages. In jurisdictions where the exclusion or limitation of liability for consequential or incidental damages is not allowed, the liability of Innovation Risk is limited but only to the extent permitted by law.

8. External Content

The Innovation Risk Site may include hyperlinks to third-party content, advertising or websites. You acknowledge and agree that Innovation Risk is not responsible for and does not endorse any advertising, products or resource available from such resources or websites.

9. Jurisdiction

You expressly understand and agree to submit to the personal and exclusive jurisdiction of the courts of the country, state, province or territory determined solely by Innovation Risk to resolve any legal matter arising from this agreement or related to your use of the Innovation Risk Site. If the court of law having jurisdiction, rules that any provision of the agreement is invalid, then that provision will be removed from the Terms and the remaining Terms will continue to be valid.

10. Rules of Conduct

It is a condition of your use of the Innovation Risk Site that you do not:

Use it for any illegal purposes (or to solicit any illegal act);

Restrict or inhibit any other user from using and enjoying the Innovation Risk Site;

Post or transmit an unlawful, threatening, abusive, libelous, defamatory, obscene, vulgar, harassing, pornographic, profane, or indecent information of any kind, including images and language or unlawful material or any material that could constitute or encourage conduct that would be considered a criminal offense or give rise to civil liability, or otherwise violate any law;

Post or transmit any message with bigoted, hateful, or racially offensive statements;

Use the site or its services for the purposes of sending junk email, chain letters, duplicative or unsolicited messages or “spamming,” or in connection with contests, surveys, or pyramid schemes;

Try to gain unauthorized access to a Innovation Risk Site, other users’ accounts, or computers connected to the Innovation Risk Site through password mining or other means; or

Interfere with another user’s use and enjoyment of the Innovation Risk Site or any other individual’s use and enjoyment of related services.

We may change, suspend or discontinue any aspect of our online services at any time, including the availability of any feature, database, or content available at the Innovation Risk Site. Innovation Risk may also impose limits on certain features and services or restrict your access to parts or all of the Innovation Risk Site without notice of liability.

11. No Legal Advice

The information provided on the Innovation Risk site is for general informational purposes only, and questions about any law, statute, or regulation should be directed to an attorney with expertise in the relevant area.

12. Entire Agreement

You understand and agree that the above Terms constitute the entire general agreement between you and Innovation Risk. You may be subject to additional Terms and conditions when you use, purchase or access other services, affiliate services or third-party content or material.